• Grad PLUS loans follow the same general guidelines as listed in the Parent PLUS information above, with the exception that this is the student's loan, not the parents.
• Enrolled at least half-time in a graduate or professional program
• Applicant needs to complete the FAFSA (www.fafsa.ed.gov)
• Loan Counseling required (https://studentloans.gov/myDirectLoan/index.action)
• Processing fee: 4%
• Interest rate: 7.9% fixed
• Repayment starts within 60 days of the final disbursement for the current year; payments may be postponed until 6 mos. after the student has graduated or is no longer at least a half-time student
• Repayment timeline: 10 years
• For more information please read: https://studentloans.gov/myDirectLoan/whatYouNeed.action?page=plusApp   

Online application   (studentloans.gov)

Sign the master promissory note   (studentloans.gov)